![]() ![]() Homeowners insurance: Homeowners insurance is required to protect you and your lender in the case of damage to your home.This number can usually be viewed on your recorder or assessor’s website-wherever you access property cards and other real estate records. Property taxes: Property taxes are imposed by your local tax authority.Your interest rate is expressed as a percentage and may be fixed or variable. Interest rate: This is essentially what the lender is charging you to borrow the money.A portion of each payment will go toward paying this off, so the number will go down as you make monthly payments. Principal: Principal is the amount of money you borrowed on the mortgage.Here’s what to look for when reviewing your mortgage costs and fees: It also can be difficult to understand what you’re paying for-and why. If this is your first time shopping for a mortgage, the terminology can be intimidating. To see the full breakdown, check out our mortgage payoff calculator. It helps homeowners and would-be homeowners see what paying more money would mean for their monthly budget and their overall wealth profile. The formula behind paying down a mortgage is complex, but it can be handy. You can also toggle between the annual and monthly view to see a breakdown of each monthly payment.īreaking Down the Mortgage Payment Formula Navigate to the amortization schedule tab to view how much of your annual payments will go toward interest and principal. ![]() This portion of the calculator lets you view your monthly payments as well as your estimated payoff month. Once you enter all of the relevant information on the left side of the screen, the calculator will auto-populate your payment breakdown on the right. If you don’t have these numbers in front of you, some information may be available through your real estate agent or your local property assessor’s website. If you have the information available, plug in your monthly property tax, private mortgage insurance (PMI), homeowners insurance and HOA fees. This portion of the calculator is optional, but it can help give you a more accurate picture of your potential monthly payments. Add in taxes, insurance and homeowners association (HOA) fees.If, instead, you want a balance between low monthly payments and a shorter term, you can use this portion of the calculator to compare your options. For example, if you choose a 15-year term, use the average rate for a 15-year mortgage. If you haven’t been approved for a loan term and interest rate, the rate you select here should correspond with the average rate you entered above. To help calculate your monthly mortgage payment, enter a loan term up to a maximum of 30 years. If you haven’t prequalified for an interest rate yet, you can enter the current average mortgage rate as a starting point. If you’ve already shopped around for a loan and have been offered a range of interest rates, enter one of those values into the interest rate box on the left. Next, add the down payment you expect to make as either a percentage of the purchase price or as a specific amount. And if you’re considering making an offer on a home, this calculator can help you determine how much you can afford to offer. If you don’t have a specific house in mind, you can experiment with this number to see how much house you can afford. Start by adding the total purchase price for the home you’re seeking to buy on the left side of the screen. Whether you’re shopping around for a mortgage or want to build an amortization table for your current loan, a mortgage calculator can offer insights into your monthly payments.įollow these steps to use the Forbes Advisor mortgage calculator: How to Calculate Mortgage Payments Using Our Calculator ![]()
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![]() ![]() The “Tell It Like A Woman” anthology will be released on Friday, October 7th at Leammle Theaters. Half of all the proceeds go directly to benefit Time for Change Foundation, a non-profit organization founded by Carter in 2002. When you purchase this book, you are DOUBLING your impact. To purchase a copy of her book, you can visit Waking Up To My Purpose - Time for Change Foundation. Jennifer Hudson welcomes Keisha Murphy, who achieved self-sufficiency thanks to help from Kim. Kim Carter started Time for Change Foundation in her garage as a one women organization in 2002 with one shelter with 6 beds. Time For Change Foundation’s Kim Carter Has Tearful Reunion with Woman She Helped Kim Carter describes being in and out of jail before she turned her life around and started Time For Change Foundation. My Hope is that you will find a connection so deep that the little girl or boy in you will speak Carter said when she was informed that she would be recognized for her work. Turning a life of unfortunate, painful events intoĪ succession of significance and triumphs, she dramatically details how she went from breaking laws toĮqually exciting is the release of the long awaited “Tell It Like a Woman” anthology film that was directedīy Taraji P Henson starring Jennifer Hudson, who portrayed our very own Kim Carter.Ĭarter says “This has been an extraordinary journey and I’m so grateful that God allowed me to live and If Kim could do it, so can other women, says Time for Change Foundation Executive Director Vanessa Perez, Kim Carter’s life story will inspire women as it speaks to our mantra, ‘we call it home, others call it hope. How Time for Change Founder Kim Carter Helped Turn This Nurse’s Life Around OctoTime for Change founder Kim Carter received the ultimate surprise from a woman who was greatly impacted by her generosity. Honesty, and tenacity in a way few allow of themselves. This project is seen by the non-profit as a means to expand on their mission. Story through recovering, repairing, repaying, and rejoicing. Kim Carter will be promoting the release of her new book, “Waking Up to My Purpose” which depicts her Kim CarterSAN FRANCISCO, CALIFORNIA, UNITED STATES, Octo/ / - Kim Carter, Founder of Time for Change Foundation, serving the Bay Area and the Inland Empire Region, will guest star on The Jennifer Hudson Show this Thursday, October 6th. ![]() ![]() Although California entered the union as a “free” state, it did not enact laws guaranteeing African Americans’ freedom, according to a draft report from the task force. In 2020, California became the first state to approve the creation of a reparations task force - in order to study the state’s role in perpetuating systemic racism and to find ways to atone. In recent decades, Democratic lawmakers in Congress have tried to pass legislation to study federal reparations to no avail. Reparations proposals for African Americans date back to 1865, when Union General William Tecumseh Sherman ordered that newly freed people be given up to 40 acres (16 hectares) of land. This advertisement has not loaded yet, but your article continues below. The activists who fought for civil rights in the 1960s and young entrepreneurs echoed a common fear: They hope California’s exploration of reparations does not become another example of the government offering false hope. The Associated Press interviewed a handful of Black advocates and residents who followed the task force’s work - as well as those who have long been engaged in the conversation about reparations. It’s uncertain what lawmakers will do with the proposals, which include payments to descendants of enslaved people and a formal apology from the state. It’s not - it hasn’t been over for us.”īlack Californians have watched closely as the state’s reparations task force forged ahead in a two-year study, finally signing off this month on a hefty list of recommendations that will be submitted to lawmakers. “I want them to understand that we’re still going through things now as a community. “I want them to stop acting like it’s so far removed, and it’s not currently happening,” said Harris of the lingering effects of slavery and discrimination. The next issue of Financial Post Top Stories will soon be in your inbox. If you don't see it, please check your junk folder. Local_ip=`ifconfig tun0|grep -oE "inet addr: *10\. \. \.A welcome email is on its way. # your Private Internet Access user and password as argumentsĮcho 'Loading port forward assignment information.' # On the auth-user-pass line add pass.txt after it like so: ![]() ONLY type in the following (substituting your REAL username and password of course) #Step 18: make a pass.txt file to hold your username and /media]# nano pass.txt #Step 17: unzip the PIA openvpn /media]# unzip openvpn.zip #Step 16: wget the PIA files, you'll likely need to add -no-check-certificate so it will actually /media]# wget -no-check-certificate #Step 15: Move to a new folder (helps me keep things /etc]# cd /media]#
![]() ![]() A seductive nightclub routine casts a spell on Sgt. But her tendency to leave a trail of admirers everywhere she goes often places her in harm’s way. She dreams of escaping Philly for the greener pastures of Los Angeles, where her golden pipes and beauty will earn her a one-way ticket to the A-list. In it, our chanteuse portrays a gifted and irresistible wannabe-actress by the name of Carmen Brown. It sounds too good to have been true, and yet it so magnificently was: Could we have really all missed out on an over-the-top soap opera playing out 16 bars at a time with the vocal stylings of early-aughts iterations of Beyonce, Mos Def, Wyclef Jean, and Li’l Bow Wow? The fashion alone qualifies this film for preservation in the National Archives, with zeitgeisty Kangols, bejeweled baseball caps, and feather boas practically timestamping every frame “2001.” The style is of a piece with its era as well, tossing crude greenscreen and lyrics superimposed onscreen into the mix. Nobody gets this huge by accident, and while Lemonade amply proves that Beyonce has no patience for games when it comes to her men, she’s an expert at playing the game of fame.Ĭonsidering the public’s constant, near-obsessive scrutiny of every Beyonce factoid and tidbit, it’s bananas that we’re not all bringing up Carmen all the time. Her layered take on Carmen presages her later route to ubiquity, foretelling her future as a shrewd performer blurring the lines between the personal and the professional to her own benefit. But a bit of reflection on this odd footnote in Beyonce’s career unlocks a new understanding of the work she’s done since, and of the savvy moves she’s made to attain her nearly peerless level of stardom. In 2001, when she was merely the most charismatic member of the R&B group Destiny’s Child, a young Beyonce Knowles took the title role in a made-for-TV movie titled Carmen: A Hip Hopera.Ī modernized reimagining of Georges Bizet’s opera, this hilariously dated film has been all but forgotten in the wake of its star’s inescapable recent output. ![]() In the search for a fresh critical perspective on Beyonce’s electrifying present, we must turn to her distant past. Not even a week out, and her colossal Lemonade has already been written about dozens of dozens of times over. She talked a big game about running the world on 4, and when she left the industry’s petty rules behind her, she actually started to follow through on the threat. The world would be her advertising department, and word-of-mouth would be her guerrilla promo campaign. Few pop-cultural events arrive prepackaged with such a tremendous air of momentousness to them as this past Saturday’s unveiling of her new studio record Lemonade, which found the biggest name in pop transcending the need for PR altogether. When she releases an album, be it in the dead of night without any warning or on a premium cable special keeping America glued to their televisions through a Saturday night, the Earth’s tectonic plates shift. ![]() ![]() Yet, we've just needed to update it to add the latest games. So, we created this timeline to make things easier to understand. And the titles are set in a variety of different eras, from the 1940s to the distant future.Īs such, the COD timeline can get a little bit confusing, even for the die-hard fans. Enjoy lag-free, low latency, and high-quality gaming experience while playing this. Along with the original Medal of Honor it defined the look and feel of WWII games for years to come. Play Call of Duty: Mobile instantly in browser without downloading. First released in 2003 it spawned a series that went on to dominate the genre for years. Call of Duty 2 Mods Best mods German Mod IDTopGunCos All Weapons Mod 1.4 1936-1939 The Spanish Civil War (English Language Version) The REALITY of War. This should come as no surprise considering the studios behind the iconic FPS series have regularly been releasing games since 2003. Call of Duty is a classic first-person WWII shooter game. ![]() Updated JanuBy Ben Jessey: There aren't many series in gaming that have as many installments as Call Of Duty. If you want to know exactly when each game is set, then here is them all in chronological order. ![]() RELATED: Call Of Duty: The Ways The Series Has Changed Since The First Game (& Ways It's The Same)īy this point, Call of Duty has told stories in the 1940s, 1980s, 2010s, and even in the future. The new Call of Duty 2023 installment that’s set for release towards the latter part of the year is reportedly going to be named Call of Duty: Modern Warfare 3. It's the constant change in characters and time periods that keeps the games fresh. A franchise that has been regularly releasing games since the 2000s should've lost a lot more appeal by now, but Activision's FPS juggernaut keeps going. The Call of Duty series has provided some excellent games over the years and has been extremely successful in the process. ![]() ![]() ![]() ![]() The A version is based on the current VLC. When you find the program VLC Streamer 3. Windows XP: Click Add or Remove Programs. It was provided by a generous community member. On the Start menu (for Windows 8, right-click the screens bottom-left corner), click Control Panel, and then, under Programs, do one of the following: Windows Vista/7/8/10: Click Uninstall a Program. If you're using Mac OS 10.9 or earlier, then the latest version you can use is version 5.12 Linux VLC Streamer is designed to work on your local network, and the free helper app has to run on your Mac or PC. If you're using Mac OS 10.6 on a 64bit CPU, then the latest version you can use is version 3.91 Therefore, please remember that every user support is provided by volunteers doing it in their free time. If you are using an old version of Mac OS (Mac OS 10.5, or Mac OS 10.6 on a 32bit CPU), then please use version 3.50 VideoLAN is free and open source software and is not backed by any company. If you're using Windows XP, you should definitly upgrade! However, if you won't or can't, then the last version which officially works on windows XP is version 5.10 Mac OS - Older computers The helper will stream your movies to your iPhone or iPad. VLC Streamer uses VLC to handle the actual conversion of movies to the format for the iPhone/iPad. This helper is for configuring your PC or Mac to talk to VLC Streamer. ![]() ![]() Though it can use zooms as well as any other camera can, if I was setting up a new PEN-F outfit for myself I would buy the camera with three prime (non-zoom) lenses, notably the Olympus 12mm/f2, 25mm/1.8, and 45mm/1.8 lenses. I will have more about the GX8 in an upcoming column. If video is a priority you will be better served with Panasonic’s excellent DMC-GX8, given its advanced video capabilities and 4K video. The only quibbles I have are the time needed to wake the viewfinder from sleep mode, and the video capabilities are behind some competitors. ![]() I posted the original column about the E-P1 on my site at so you can see the similarities. Using it reminded me of my initial experience with the first Olympus digital PEN, the E-P1. The great feel, combined with the classic form factor and array of creative controls really makes photography fun and rewarding. The PEN-F offers a tactile experience unmatched at the price. Among its many features are an electronic viewfinder, a new 20 MP sensor, five-axis image stabilization, 50 MP high resolution mode, and a front-mounted creative dial that allows you to quickly choose between Olympus Art Filters, different color profiles and film modes that duplicate the look of classic black and white and color films. The PEN-F’s premium construction and vintage rangefinder styling remind me of a Leica M camera when I hold it. The PEN-F is easily the best Olympus PEN camera yet, and one of the most satisfying cameras you can buy. I was shown the PEN-F at a private press meeting at the electronics show, and several weeks later was able to spend two weeks taking pictures with one. That may change with the new Olympus PEN-F. With the integrated viewfinders, advanced capabilities and high value equation, the OM-D line tends to get the most attention from both the media and from consumers. The live view PEN series cameras are styled like rangefinder cameras, but until now lacked an integrated viewfinder. The OM-D series cameras have an SLR form factor and a built-in electronic viewfinder. ukĬonsumer Electronics Show report: Olympus has two lines of Micro Four Thirds cameras. VinylStudio is available for Mac and Windows systems. I like it a lot more than Audacity and though it is optimized for converting records, it works with cassettes as well. What I do recommend is you pass on Audacity for digitizing the vinyl and use AlpineSoft VinylStudio ($29.95) instead. ![]() I am open to ideas if any readers have other suggestions. ![]() Is iTunes the best way to organize and play these files?Ī: Though I do not like iTunes nearly as much as I used to, as a Mac user I still find it the best option. What is the best way to store and listen to these treasures? I don’t want to burn any more CDs. Q: I have been digitizing my cassettes using Audacity. ![]() ![]() ![]() It will first move to the left, and then right. When you get past around the 10th bullet, this left and right spray is semi-random. In this case, you can see with the AKR, that it goes up, slightly to the right, then goes left, then goes right. Aim at the bottom of it, hold left click, and pay attention to the pattern it makes. For example, in Standoff 2 you can actually test the spray pattern of a gun by heading to training. In many FPS games, different guns have set spray patterns. Before you turn into The Terminator, you first need to develop a core understanding. When mastered, it can give you near laser-like accuracy. In Standoff 2, recoil is one of the key mechanics to master in order to consistently top frag in your games. Moving on to the 3rd tip, not only will it help your kill death ratio, but it also makes you a more consistent player. Instead of waiting to stop and then taking your first shot. However, if you’re walking and suddenly spot the opponent, it’s okay to immediately shoot and then come to a stop. Now, don’t get it twisted, you want to be standing still to get the most accurate shots. This is why you will find yourself getting killed by a moving enemy so often. The first bullet accuracy when walking is only around 10% worse than when standing still. However, what you may not know is that you actually have near-perfect first bullet accuracy when walking, which is something unique to Standoff 2. Most players know when you run, your gun has a ton of recoil and is super inaccurate. Heading into the next tip, First Bullet Accuracy. If you decide to use a different technique during these close-range engagements, you will become an easy target for your opponents’ bullets to hit. This is because you’re so close to the opponent that even when running and spraying, your bullets have a very high chance of hitting them in the head. Third, when you are at a distance of 5 m or closer, you actually want to run and spray. Secondly, when you crouch you’re slightly more accurate, allowing you to control your own recoil a bit better. The reason why you crouch is that by crouching down, you can force your opponent to have to make a downwards adjustment while also controlling upwards recoil. When you are at a medium distance of 5 m to 20 m, you want to crouch down and commit to the spray. By shooting in these 1 to 3 bullet bursts, you can let your gun position reset so that your following burst is accurate. The reason why you can do up to 3 bullets, is that it isn’t until the 4th bullet that guns truly start to recoil upwards. When you are at a long distance of 20 meters or further, you want to do 1 to 3 bullet bursts. Don’t worry, you won’t have to do a bunch of physics equations to figure this out. This is because you’re so close to the opponent that there isn’t enough distance to give the bullets time to spread away from the gun’s barrel and become inaccurate. You can spray and even run while doing so, and the bullets will be relatively accurate and go where you want. You can also take a look at the other extreme imagine you’re point-blank against an opponent. This means that at long distances, such as 30 meters away or further, trying to spray can be quite ineffective. The problem is, that the further away from the target you are, the more difficult it becomes to control the recoil and bullet spread of a gun. Well, you can control the recoil, and you can see for the most part you can get your bullets to go where you want. For example, let’s say you’re 10 meters away from an opponent and begin to spray. It all has to do with how recoil and bullet accuracy functions in Standoff 2. Should you only be firing in bursts? Should you stand still or crouch? Or do you just hold down left click and spray? Well, the answer is that there is a specific technique for each situation. Most players have a ton of questions when it comes to shooting in Standoff 2. That’s by knowing the optimal shooting method at each distance. Starting off with the first tip, which is guaranteed to increase your kills. Whether you’re a beginner just starting out or an FPS veteran, there are a ton of tips and tricks that you will have never heard of before. In this Standoff 2 guide, you will master some tips and tricks that will make you a better player. ![]() ![]()
![]() ![]() ![]() To restore this functionality, you can try setting the environment variable QT_QPA_PLATFORM=xcb to let LMMS start in XWayland. Some users are having troubles with drag-and-drop support on Wayland. Go to the audio settings, choose the same interface that you set for FluidSynth, and restart LMMS if you made a switch. When LMMS starts, it will prompt you with the settings. For the audio driver, choose the sound server that you installed. Check out my list of 3 of the best mini midi keyboards. Then, you will need to edit the FluidSynth configuration file: /etc/conf.d/fluidsynth. This LMMS Tutorial goes over how to setup and how to use a midi keyboard in LMMS on instrument tracks. Its available as an Ubuntu package as well as a stand-alone AppImage file. ![]() See for release notes.Īs always, if you want to use multiple audio applications simultaneously but your hardware does not natively support this, you will need either a usermode sound server, or to configure ALSA dmix.ĭepending on your setup and the installation method, you might need to manually setup a soundfont and Timidity. LMMS can make reliable connections either through MIDI ports via Jack or ALSA. Install lmms, or lmms-git AUR for the development version, or lmms-beta-bin AUR for a precompiled prerelease version. Instrument and effect plugins, presets and samples. Furthermore LMMS comes with many ready-to-use With your MIDI keyboard and much more – all in a user-friendly and Synthesizing and mixing sounds and arranging samples. LMMS is a free cross-platform software which allows you to produce music Reason: More a scratchpad than an article (Discuss in Talk:LMMS) ![]() |